Hey Reader, it is officially December!The tree is (probably) up, the clinic is getting chaotic with the "use-it-or-lose-it" benefit crowd, and we are sprinting toward the finish line of 2025. If you’ve been feeling like the economy is "bad" even though the data says it’s "fine," you aren't alone. Economists call this the Vibecession, where our feelings about money are worse than the reality. But according to the massive Wealthsimple "Big Ideas 2025" Report that just dropped, the bad vibes are...
8 days ago • 5 min read
Reader, did you survive the Black Friday madness? If your inbox looks anything like mine, it’s still recovering from the absolute barrage of "LAST CHANCE" emails. I hope you managed to navigate the noise, maybe used that Return on Time (ROT) filter we talked about, and didn't buy a toaster just because it has Wi-Fi. 😉 I ended up purchasing a doorbell camera and a floodlight/camera (for a rental property), more on that below. TD's Inside Investing Studio It’s been a whirlwind week on my end....
15 days ago • 7 min read
Reader, if your inbox is anything like mine right now, it’s currently being held hostage by a relentless barrage of “EARLY ACCESS!”, “DOORBUSTERS!”, and “ONCE IN A LIFETIME DEALS!” emails. It seems Black Friday has morphed from a single day into an entire month-long endurance sport. As we sat down for breakfast this morning (after a chilly walk with Fernie, winter is definitely coming!), Katie asked if there was anything we actually needed this year (aside from a new couch, glass tupperware,...
22 days ago • 5 min read
Hey there Reader, I'm back home, but still recovering from a phenomenal week spent in Scottsdale, Arizona. It was the perfect blend of family and finance: time with my parents, my brother, sister-in-law, and my favorite nephew and niece, Pascal and Penelope. This trip wasn't just about relaxation and family time; it was about strategic growth. I hosted a personal finance seminar taught with the APTA Arizona Chapter, met with financial creator friends (Madison and her husband Nick from FinCon...
29 days ago • 4 min read
Happy Sunday Reader , I hope you're all finding some time to decompress as we ease into the second last month of 2025. I’m currently down here in Phoenix, Arizona☀️ where I had the absolute pleasure of spending time with the APTA Arizona Chapter last night, giving a seminar on financial planning. Getting to share financial education in person is always fantastic; it reminds me that our community is hungry for practical, no-BS guidance, because school isn't going to teach you it. This week’s...
about 1 month ago • 6 min read
Happy Sunday Reader , I hope you remembered to adjust your clocks for Daylight Saving Time, it’s always the most chaotic Sunday morning of the year! If you're anywhere near me in Southern Ontario, the city is still coming down from a serious case of collective heartbreak. The Blue Jays had two incredible shots at the World Series, and after all that hype, all that city-wide madness, the cheers, the despair, the patients all talking about the pitch count while I was trying to talk about pain...
about 1 month ago • 6 min read
Happy Sunday, Reader, Or, as I'm calling it today, Happy Officially Married Day! As you know, Katie and I have been counting down to this weekend, and I'm thrilled to tell you: We got married yesterday! I teased last week that this newsletter would be short, and it is. My commitment to consistency means showing up every Sunday, but my commitment to my new wife means I’m keeping this brief and focusing on the good stuff. (Plus, I need to get back to celebrating!) This wedding journey has been...
about 2 months ago • 4 min read
Reader, Happy Sunday from the mountains! 🏔️ I’m currently away in Denver and Vail with Katie, soaking up the incredible scenery and the crisp autumn air. This was a trip we booked well before the "Yes!" and now it serves as the final deep breath before our wedding, which is now just six short days away. (Wish us luck!) This whole experience, being on the cusp of a huge life commitment, has brought one crucial topic to the forefront of our minds: the prenuptial agreement. I know what you’re...
about 2 months ago • 4 min read
Reader, This weekend is a significant one across North America. For my 🇨🇦's Happy Thanksgiving! I hope you're enjoying the long weekend, good food, and family time. For my 🇺🇸's Happy Indigenous Peoples' Day Weekend! Katie and I kicked off the long weekend with a bit of a sporting treat: I'm took Katie to her new favorite hobby, attending a Ti-Cats (CFL) game! It was an amazing day, capped off with a delicious dinner. It was a perfect reminder that life is about balance and intentionally...
2 months ago • 5 min read