Reader,

We are officially back flying through home soil at the time of this writing. After 17 days, multiple climates, and thousands of kilometers, our "Marathon Honeymoon" has come to a close.

When most people plan a honeymoon, the default move is to drop $8,000 to $12,000 on a 14-day, 5-star all-inclusive resort in Mexico or the Caribbean. You park yourself on a beach chair, order mojitos, and don't move for two weeks.

There is absolutely nothing wrong with that.

But Katie and I had a different vision. We I wanted a trip that proved high-performance adventure and high-end luxury could seamlessly coexist.

Today, I am pulling back the curtain completely. I’m going to tell you the story of what we actually did, compare it to the cost of a standard luxury resort, show you our points strategy, and reveal the unfiltered, dollar-for-dollar budget of our 17-day relaxing Honeymoon.

Let’s dive in.

The "Marathon Honeymoon" Story

We didn't just visit one place; we structured the trip in three distinct phases to push our physical and mental limits and then aggressively recover.

Phase 1: Santiago, Casablanca & Viña del Mar 🇨🇱 We landed in Santiago, rented a VW T-Cross, and drove straight into the Casablanca Valley. Instead of just sitting on a patio, we rented bikes and pedaled our way through a 3-winery tour. There is something incredible about using physical movement to earn a world-class glass of Sauvignon Blanc. We finished this leg with the coastal breeze of Viña del Mar and the urban-chic energy of Santiago's Lastarria and Barrio Italia neighborhoods.

Phase 2: Patagonia 🇨🇱 We flew deep south to the edge of the earth, setting up our basecamp at the Río Serrano Hotel & Spa. We traded our city shoes for heavy boots and tackled the Base Torres Trek, an 11-hour, 22km grind with over 1,000m of elevation gain. Navigating that final boulder field with glacial winds whipping our faces was a pure test of grit.

But the reward?

Melting into the Nativa Spa's heated pools and dry sauna that evening to manage the DOMS. Your body is your most important travel asset.

Phase 3: Panama 🇵🇦 We pivoted from glacial ice to tropical humidity with a 15-hour travel transition to Panama City. We spent two nights at The Santa Maria (a Luxury Collection Hotel), where the hospitality team went above and beyond with rose petals, balloons, and an essential early check-in so we could recover in luxury before heading home.

The Comparison (Patagonia vs. The All-Inclusive)

Let's talk math.

A premium 14-day, 5-star all-inclusive in Mexico (flights included) for a honeymooning couple will easily run you between $8,500 and $11,000 CAD.

For that price, you get one room, one beach, and the same buffet.

For ~$9,300 CAD, we flew Business Class, navigated three different countries (a brief stop in Colombia), pedaled through Chilean vineyards, hiked the world's most famous glacial mountains, stayed in elite luxury suites at the W Hotel and The Santa Maria, and rented our own vehicles.

We achieved an exponentially higher level of experience for the exact same price.

How?

By playing the points game and unbundling our costs.

The Travel Stack & The "Patagonia Math"

This trip was heavily subsidized by the points strategies we’ve been building over the last few years. To replicate this level of travel without paying the retail price tag, here is our exact stack:

1. The Flights (Business Class via Aeroplan) We flew Business Class (SCL → PTY → YYZ). Having lie-flat seats meant we arrived "Ready for Impact" rather than needing three days to recover from travel fatigue.

• The Strategy: I used my Amex Aeroplan Reserve card and cashed in 130,000 Aeroplan points plus a $500 Air Canada Gift Card (a Christmas present from Katie's employer) to completely slash the cash cost of these premium flights. We also used the card to gain access to the Maple Leaf Lounge in YYZ.

2. The Amex Platinum (The Golden Ticket)

• The Perks: Leveraged Priority Pass for access to the Primeclass Condor Lounge in SCL, the Global Lounge in Panama. Earned 5x points on flights and dining. Used Hertz President’s Circle to skip the massive rental lines in Patagonia and received a 1.5hr grace period and upgrade. 👉 Sign up for the Amex Platinum here and earn your welcome bonus points

3. Marriott Bonvoy Amex (The Luxury Upgrades)

• The Perks: Earned 6x points on every dollar spent at our Marriott properties. Because of the Gold Elite status attached to this card, we scored a 2pm late check-out in Santiago, an early 10am check-in in Panama, and incredible room upgrades (like the W Hotel Suite). 👉 Sign up for the Marriott Bonvoy Amex here to fast-track your Elite Status

The "Patagonia Math" ($1,200 Saved). Our luxury basecamp, Río Serrano, offered an "All-Inclusive" package. It is incredibly tempting to just let the hotel handle everything. Instead, we opted for the "Bed & Breakfast" rate. We spent $300 renting our own car and $992 booking private excursions. By unbundling our trip, **we saved ~$1,200 CAD** compared to the hotel’s package, keeping total autonomy over our schedule.

The Transparent Honeymoon Budget

I promised I would show you exactly what this costs.

No fluff, no hidden expenses.

Here is the total breakdown for two people over 17 days of flights, luxury hotels, rental cars, and excursions.

The Honeymoon Promo: Build Your Own Escape Plan

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(Note: This code automatically expires on April 12th when we fly home!)

🧘 THE WELLTHY PRACTICE RETREAT (April 25-26, 2026)

Now that we're back, I am diving straight into speaking at The Wellthy Practice Retreat.

If you are a practitioner looking to seamlessly integrate your health, your business, and your wealth, this is the virtual room you need to be in. I will be breaking down my top financial strategies specifically tailored for clinic owners.

If you are a practitioner looking to seamlessly integrate your health, your business, and your wealth, this is the room you need to be in. It is a 2-Day Virtual Retreat happening live online, and I will be breaking down some of my top financial strategies specifically tailored for clinic owners and healthcare pros.

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This trip was a massive reminder that the reason we track our net worth, buy real estate, and automate our investments isn't just to look at a high number on a spreadsheet when we're 65.

It's to build the freedom to execute on financial mobility right now, while we have the health, youth, and energy to truly experience it.

Whether your dream is hiking the glacial peaks of Patagonia, sitting on that 5-star beach in Mexico, or simply having the financial peace of mind to drop down to four days a week in the clinic, it all starts with a plan.

Don't forget, you have until midnight tonight to grab $100 off the Adulting 101 course and start building yours!

Where is your ultimate bucket-list travel destination, and have you started using a credit card points strategy to get there?

Hit reply and let me know, I read every single one.

My bags are finally unpacked, the laundry is running, and it is time to get back to reality.

Let's get to work.

​@financiallyfulfilledpro and Certified Financial Counsellor CFC™

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