Howdy Reader! This week’s edition is going to be a bit shorter and sweeter than usual because I am currently writing this from the couch, feeling quite ill. I woke up this morning with a full-blown cold. Seriously, who gets a cold in the middle of August? It feels completely backwards and I don't feel the best right now, but we are pushing through. Other than the bizarre summer sickness, it was a fairly standard week for us. We had three different Airbnb guests check in and out over the...
13 days ago • 3 min read
Reader Compared to last week’s wild 72-hour grind, things were a little more subdued around here, though Mother Nature had her own plans for my long weekend. I played in the Club Championship tournament at our golf course this weekend. Unfortunately, today’s round was completely rained out, pushing the final round to tomorrow. While a rainout isn't ideal when you're in tournament mode, it ended up being a blessing in disguise. It gave us the perfect window to pivot and focus on our rental...
20 days ago • 3 min read
Reader If you are reading this and feeling a bit tired from your weekend, I promise you, I am right there with you. We just wrapped up an absolutely wild, sleep-deprived 72 hours, and my body is definitely feeling it. Did not have a good sleep last night :( It started on Thursday night. We had received a quote of over $1,600 to clean and stain the accessible walkway at our Highland Orthoapedic Institute clinic. Naturally, Katie and I looked at that number, looked at each other, and decided we...
27 days ago • 4 min read
Reader If you remember from last week, I decided to take on a home maintenance project that I had been putting off for far too long: resealing my driveway. Well, I officially finished the job this weekend. If you look at the video I posted, you'll see the concrete is looking crisp, but the real highlight is the aggressive watch tan line I earned in the process. 😂 Taking this on myself saved me roughly $1,500 compared to the professional quotes I received. It was a great lesson in "sweat...
about 1 month ago • 5 min read
Reader This week, I stepped completely out of my comfort zone and decided to take on a home maintenance project (if you know me, you'd know I'm allergic to exterior household chores; I much prefer cleaning bathrooms and doing laundry to gardening) that I had been putting off for far too long: resealing our driveway. Katie was away at a girls' weekend, so that was one less car to worry about. I haven't done it in four years. When I called around for quotes, the going rate to have a...
about 1 month ago • 4 min read
Reader It has been an incredibly eventful and patriotic week over here, starting with Canada 🇨🇦 Day on Wednesday and rolling right into the 4th of July 🇺🇸 yesterday. But the absolute highlight of the weekend? Watching Team Canada make history by playing in their first-ever knockout game of the World Cup. I spent yesterday afternoon at a local bar with my dad, Olavo, completely glued to the screen. The energy in the room was unreal. Katie also had a massive week win. She ran her first 10K of...
about 2 months ago • 5 min read
Reader It has been a packed week over here, mostly because the World Cup (Go Canada 🇨🇦 Go) is heating up and I am completely glued to the TV. Katie hasn't seen me get this intensely invested in a tournament before, mainly because this is the first World Cup that has happened since we met. Needless to say, she is already a bit fed up with my yelling at the screen. 😂 We also had two of her friends visit from Brockville, so we headed into Toronto for our first Blue Jays game of the season. I...
about 2 months ago • 4 min read
Reader Before we dive into the math today, I want to send a massive Happy Father’s Day to all the dads, father figures, and supportive men in the FFP community. I want to take a quick personal moment to celebrate my own father, Olavo. When people ask me where I developed the foundational skills to run a clinic and build FFP, they usually expect me to name a finance textbook. The truth is, I learned it at the kitchen table watching him. He taught me the pillars of kindness and generosity,...
2 months ago • 5 min read
Happy Sunday, Reader I want to kick things off today with a quick story about the power of stepping completely out of your comfort zone. Earlier this week, I played in the Bitcoin Open golf tournament. I actually signed up as a solo player and did not know a single soul who was going to be there. I only found out about the event because I subscribe to a newsletter written by a guy I saw speak at a real estate conference a while back. Showing up to a networking event completely solo can be...
2 months ago • 5 min read