Reader,

We are officially back on home soil, my legs have almost fully recovered from the Patagonia treks, and we are diving headfirst back into the deep end of reality.

In case you missed last week's edition, I pulled back the curtain on our "Marathon Honeymoon", including a totally transparent breakdown of how we allocated ~$9.5K over, 3 countries, 6 cities in 17 days. You can catch up and read the full breakdown here​

Also, a massive shoutout to everyone who grabbed a spot in the Adulting 101 Beginner Course! The honeymoon flash sale is officially OVER, but I am incredibly pumped for all of you who took the leap to invest in your financial future.

This weekend, Katie and I attended the Rockstar Real Estate "Your Life Your Terms" event.

It kicked off on Friday with a special evening session where we went incredibly in-depth on portfolio construction, what's happening with AI, and how to properly position assets (specifically real estate) for the future.

Then on Saturday, Katie accompanied me for a 6-hour marathon event focused heavily on tax, estate planning, AI, and Bitcoin. It was a mentally exhausting day (for both one of us) but we walked away so happy with what we learned. I am incredibly grateful she made it out. A lot of this stuff can be dry and challenging to dive into, but I’ve found that when you sit down and talk about money with your partner, it only makes your collective goals that much stronger. Especially when your goals are quite atypical and contrary to conventional norms (like retiring next year)

Speaking of those high-level discussions about portfolio construction...

Normally, I'd love to share all the specific details of what we discussed at that Friday evening event, but a strict NDA keeps the exact details sealed. (Sorry, I have to keep some things professional!).

But I can share the why behind those discussions, which is exactly why I put together my own Q1 Portfolio Review.

This review isn't to brag; it's to be completely transparent about the wins and the misses, and to show you what happens when a long-term asset allocation strategy hits the gas.

The Market vs. My Portfolio

To put things in perspective, the first three months of 2026 were volatile for the major indices. Here is exactly where the benchmarks stood on March 31, 2026:

• The S&P 500: Decreased -4.33% Year-to-Date (YTD)
• The NASDAQ Composite Index: Decreased -7.11% YTD

Now, let's look under the hood at my actual Q1 numbers:

• RRSP: -4.37% (401(k)- equivalent)
• TFSA: - 9.05% (Traditional and Roth IRA- equivalent)
• Non-Registered Funds: +1.76%
• Stock Options: + 4.35%
• Bitcoin: -13.15%
• Fine Art: +13.75%
• Fine Wine: +10.12%
• Fine Whiskey: +6.86%
• Real Estate: 0.00% (Flat for the quarter)

As you can see, I was up and down, underperforming the indices in some areas and outperforming in others.

However, it is incredibly important to note the position size and allocation of the portfolio.

For example, you can have a massive 90% positive performance on a $100 asset, but in real terms, that pales in comparison to a 20% return on a $1,000 asset.

Perspective and position size matter.

My Exact Asset Allocation

If you want to build a portfolio that can weather volatility and capture upside, you can't just throw everything into one bucket. Here is exactly how my net worth is weighted across different asset classes as of Q1:

• Cash: 1.09%
• Stocks: 13.98%
• Real Estate: 68.71%
• Alternatives: 15.40%

(Note: Real estate makes up the lion's share of my net worth right now, which provides massive stability and cash flow separate from the stock market)

🧘 THE WELLTHY PRACTICE RETREAT (April 25-26, 2026)

Now that we're back, I am diving straight into speaking at The Wellthy Practice Retreat next week

If you are a practitioner looking to seamlessly integrate your health, your business, and your wealth, this is the virtual room you need to be in. I will be breaking down my top financial strategies specifically tailored for clinic owners.

If you are a practitioner looking to seamlessly integrate your health, your business, and your wealth, this is the room you need to be in. It is a 2-Day Virtual Retreat happening live online, and I will be breaking down some of my top financial strategies specifically tailored for clinic owners and healthcare pros.

• $249 — Regular Price (April 1 onward)
• Use the code: WELLTHY, for $50 off

​👉 Click Here to Grab Your Ticket and Learn More​

Take 15 minutes this week to sit down with your partner, log into your portals, and review your Q1 numbers together.

Know what you own, know what it's worth, and align on where you are going.

​@financiallyfulfilledpro and Certified Financial Counsellor CFC™

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